Purchasing drugs through Medicare may be a bit more expensive at times, but it will count towards your limits. If you need to get to the deductible stage of a plan this might be the wisest course to take. However, if you are unlikely to reach your deductible it can leave you in stuck in a coverage gap or “the donut”.
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Some plans allow members to submit receipts for drugs purchased without Medicare, but this is not typical so it is important to check your plan. When medication it purchased without Medicare, the cost will not generally not count towards a limit either.
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Each patient’s needs are different, so it is important to evaluate your own circumstances, plan and prescription needs and establish whether using Medicare, RxSpark or a combination of the two is the best option for you.
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RxSpark provides seniors with an easy way to compare drug prices and stay more informed about their prescription medication purchasing decisions.